ECIDA - SBA Micro Loan Program

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The Erie County Industrial Development Agency (ECIDA) and the Buffalo Economic Renaissance Corp. (BERC) have teamed up to offer Buffalo and Erie County businesses an affordable alternative to bank financing. The SBA Micro Loan program offers smaller loans that make it easier to start or grow your business.

Take the quiz below to find out if an SBA Micro Loan is right for your business,
or click here for Frequently Asked Questions about the SBA Micro Loan program.
If you're ready to apply, click here for the application and personal financial statement

1.	Is your business located in Erie County, NY?
	Yes No
2.	Do you have a retail, manufacturing, or home-based business?
	Yes No
3.	Is your business a non-profit or co-op, involved in media-type activities, leasing property to tenants, or religious activities?
	Yes No
4.	Do you plan on borrowing more than $5,000 but less than $35,000?
	Yes No
5.	Will you use the money for working capital, machinery, equipment or inventory?
	Yes No
6.	Will you use the money for real estate, renovations or debt refinancing?
	Yes No
7.	Do you have collateral (business or personal assets) worth the value of the loan?
	Yes No