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Export Working Capital Program

The Export Working Capital Program (EWCP) provides short-term working capital to exporters. This program is designed to aid your company in obtaining working capital to produce goods or provide a service for export.

The EWCP is offered by both the Ex-Im Bank and the U.S. Small Business Administration and guarantees your lender 90% repayment of their credit exposure. Interest rates and repayment terms are determined by your local lender.

There are two main types of loans:

  1. Transaction-specific - supporting one specific export transaction.
  2. Revolving - supports multiple transactions throughout the loan term.

Eligibility Requirements include being a commercial entity with a revenue operating history of at least one-year and showing positive net worth. Must be domiciled in the U.S.

Loan Disbursements can be used to finance the working capital needs associated with your exporting transactions.

Collateral equal to 100% of the EWCP guarantee amount is required. This includes your foreign receivables.

The International Division of the ECIDA will assist you with the application process, coordinate requirements with your local bank, package the application, and follow up with Ex-Im Bank or the SBA until your financing is approved.

If you would like to apply for a Working Capital Loan, please complete the U.S. SBA/Ex-IM Bank of the U.S. Joint Application for Working Capital Guarantee.

U.S. SBA/Ex-IM Bank of the U.S. Joint Application for Working Capital Guarantee

Please mail completed and signed applications to:

International Division
ECIDA
275 Oak Street
Buffalo, NY 14203

For more information on the EWCP or assistance in completing this application, please contact us at 716-856-6525 or e-mail us at info@ecidany.com.